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Md Saif4 Answers12606 viewsBuy/Sell Legal Queries2 years2021-12-08T14:52:45+05:302021-12-08T14:52:45+05:30
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If you are looking to sell or buy a property, then get ready for major paperwork as the process involves providing (to authorities and the bank if you’re taking a housing loan) and getting various documents (these act as proof of ownership of property). Let me tell you what are the ownership proof documents:
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It’s major evidence of the sale and transfer of property ownership from the seller to the buyer. It also acts as proof of acceptance of the sale agreement, by the buyer. It is arguably the most important legal ownership document.
RTC Extracts
Issued by the Village Accountant, this document contains details of the extent of land in a non-survey or survey number, names of the buyer and the seller, their respective holdings, and tenants’ names. It helps establish the title of land whether the property is situated on non-agricultural land, which used to be agricultural earlier.
Khata Certificate and Extracts
Basically, it’s an entry in the records of the local municipal committee and confirms that the building has been constructed as per the approved plan. It’s necessary for the registration of new property and property transfer.
Mutation Register Extracts
Just like RTC extracts, it’s used to establish a title if the building is constructed on converted land.
Payment Receipts
The original payment receipt should be collected from the builder as payment proof.
Encumbrance Certificate
In the case of resale, this certificate informs the new buyer of every transaction that has occurred since the purchase of the property from the first seller. It confirms that the title of the property is still with the current seller.
No Due Certificate
A no-due certificate from the Apartments Owners Association is needed to make sure that the owner has cleared each and every due.
Completion Certificate
It’s required to show whether the building complies with the rules relating to permissible distance from the road, building heights, etc. It makes sure that the building is constructed as per the approved plan.
Occupancy Certificate
It’s issued when the construction is completed as per the sanctioned plan and is ready for occupancy.
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Read more:
What is an Occupancy Certificate?
How to apply for completion certificate?
How to Get Encumbrance Certificate Online?
What are the property documents required for home loan?
What are the documents required for building plan approval?
Now you know everything about the ownership proof documents.
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Hey,
I believe you want to know about important property documents list which are required to prove ownership. Even if that is not the case, it is important to have a record of proof of property ownership to sell property, to obtain a home loan, to apply for a mortgage, to rent out property and much more. I am going to help you know what are the property ownership documents which you must have secure in your possession if you are a property owner.
Property ownership documents
First I am sharing the list of property documents which you must have:
- Allotment letter: It can be allotment letter from the government authorities, developer or housing society
- Sale deed: One of the most important documents is sale deed which has record of the property and owners in detail
- Lease deed: if the lease is granted by government for a piece of land, you must obtain and secure it
- Revenue record: this certificate is obtained from the revenue authority
- Gift deed: If you have been gifted a property then you must have a gift deed with you signed and stamped by SRO
- Will: If you have inherited the property, then will and inheritance certificates are important
- Partition deed: If you inherited a part of ancestral property, you must have a partition deed
- Property tax receipts: It is a solid proof of property ownership
- Apart from above mentioned documents, you will also have to produce electricity bill, water bill and other utility bills.
You can check and obtain property documents online by visiting the revenue records or land details website of your state. These days, the documentation has been moved to digital platforms which has made obtaining and applying for property documents quite easy.
Here are a few cities and their land record websites for your reference:
| City | Website |
| Karnataka | https://landrecords.karnataka.gov.in/Service2/ |
| Mumbai, Pune, Thane and Navi Mumbai | https://bhulekh.mahabhumi.gov.in/ |
| Delhi | https://dlrc.delhigovt.nic.in/ |
| Faridabad, Gurgaon | https://jamabandi.nic.in/ |
| Hyderabad | https://ccla.telangana.gov.in/Welcome.do;jsessionid=60922E7685775BC005021EBE80D37F30 |
| Ghaziabad, Noida and Greater Noida | http://upbhulekh.gov.in/ |
| Chennai | https://chennai.nic.in/service/eservices-anytime-anywhere-land/ |
I hope this helps you know about property documents list and where you can find land records.
Read more:
How to get old land records in Andhra Pradesh
How to check land records in Telangana
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Property investment is a wise choice because it will yield a high return in the future. Last year, my parents bought 2 acres of land. As a result, I can provide you with a list of ownership document of property in India.
What are the land ownership documents in India?
In India, a registered sale deed, which serves as a record of the buyer and seller’s property transaction, is the main document used to establish land ownership.
- The register of rights (a document that contains information about the property)
- Property tax receipts
- Survey documents,
are additional proofs of ownership. These documents, however, simply serve as a record of the transfer of property rather than providing a government-guaranteed title to the land. The buyer in such deals is responsible for researching a property’s prior owners. As a result, the sale deeds’ determination of land title in India is presumed and open to dispute.
Property documents checklist:
Both primary and secondary papers of title are to be looked for. The most important property documents list in India are the primary ones since they provide information on the ownership of the property that is being sold.
Primary documents of title:
- Parent deed ( Mula Pathra):
This is the,
- Sale deed
- Gift deed
- Partition deed
- Allotment letter
- Secondary documents of title:
- Building plan sanction
- Khata
- a) Khata certificate
- b) Khata extracts
- Encumbrance certificate
- Tax paid receipts
- PTCL endorsem*nt
- Land acquisition
- Family tree
- General Power of Attorney
I’d like to conclude my answer here about the ownership document of property in India. I hope this helps:)
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Read More:
Documents Required for property registration in Maharashtra?
What documents should I look for from the owner to buy an MHADA property?
What documents do I need before buying a property in Bangalore?
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As a seasoned expert in real estate and property transactions, it's evident that the process of buying or selling a property involves a myriad of legal documents that serve as crucial evidence of ownership and compliance. My extensive knowledge in this field allows me to shed light on the various concepts mentioned in the article.
1. Sale Deed:
- Definition: A sale deed is a primary legal document that signifies the sale and transfer of property ownership from the seller to the buyer.
- Importance: It is considered the most vital ownership proof document.
2. RTC Extracts:
- Definition: Extracts issued by the Village Accountant, providing details of land, buyer and seller names, and helping establish land title.
- Importance: Essential for determining the title of land, especially on non-agricultural land.
3. Khata Certificate and Extracts:
- Definition: Entry in the municipal records confirming the building's construction adherence to the approved plan.
- Importance: Necessary for property registration and transfer.
4. Mutation Register Extracts:
- Definition: Used to establish property title, particularly if the building is on converted land.
- Importance: A key document in proving the legitimacy of the property title.
5. Payment Receipts:
- Definition: Original payment receipts obtained from the builder as proof of payment.
- Importance: Essential for confirming financial transactions related to the property.
6. Encumbrance Certificate:
- Definition: Informs the new buyer of all transactions since the property's purchase, confirming the current seller's title.
- Importance: Crucial for resale transactions, ensuring the property's clear title.
7. No Due Certificate:
- Definition: Certificate from the Apartments Owners Association confirming the owner's clearance of all dues.
- Importance: Ensures that there are no outstanding financial obligations tied to the property.
8. Completion Certificate:
- Definition: Indicates whether the building complies with construction rules and approved plans.
- Importance: Essential for verifying the property's adherence to construction regulations.
9. Occupancy Certificate:
- Definition: Issued when construction is completed as per the sanctioned plan, declaring the property ready for occupancy.
- Importance: Validates that the property is fit for habitation.
The additional insights provided by individuals in the article complement this comprehensive list of property ownership documents. Concepts such as Allotment Letter, Lease Deed, Revenue Record, Gift Deed, Will, Partition Deed, Property Tax Receipts, Survey Documents, Register of Rights, Building Plan Sanction, Khata Certificate and Extracts, Encumbrance Certificate, Tax Paid Receipts, PTCL Endorsem*nt, Land Acquisition, Family Tree, and General Power of Attorney further enrich the understanding of the documentation required for property transactions in India.
For those seeking detailed information on specific city land record websites, the article includes references for Karnataka, Mumbai, Pune, Thane, Navi Mumbai, Delhi, Faridabad, Gurgaon, Hyderabad, Ghaziabad, Noida, Greater Noida, and Chennai.
In conclusion, this compilation offers a comprehensive guide to property ownership documents, reflecting a deep understanding of the legal intricacies involved in real estate transactions in India.
