Is $50,000 a High Credit Card Limit? (2024)

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This question is about High Limit Credit Cards

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Adam McCann, Financial Writer

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Yes, $50,000 is a high credit card limit. Generally, a high credit card limit is considered to be $5,000 or more, and you will likely need good or excellent credit, along with a solid income, to get a limit of $50,000 or higher.

Best High-Limit Credit Cards

  • Is $50,000 a High Credit Card Limit? (3)Overall:Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (4)Luxury Perks:Chase Sapphire Reserve®Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (5)Excellent Credit:TD First Class Visa Signature® Credit CardTD First Class Visa Signature® Credit CardLearn MoreLearn More
  • Is $50,000 a High Credit Card Limit? (6)Airline Rewards:United Quest℠ CardUnited Quest℠ CardLearn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (7)Hotel Rewards:The World of Hyatt Credit CardThe World of Hyatt Credit CardLearn MoreLearn More
  • Is $50,000 a High Credit Card Limit? (8)Business:Ink Business Premier® Credit CardInk Business Premier® Credit CardLearn MoreLearn Moreon issuer's website

You can learn more about the best high-limit credit cards on WalletHub. In addition, remember that even if you start off with a credit limit below $50,000 , that’s not necessarily the limit you’ll have forever. After six consecutive months of on-time payments, you might qualify for a credit limit increase.

This answer was first published on 12/06/23 and it was last updated on 03/27/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

  • Is $50,000 a High Credit Card Limit? (9)Overall:Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (10)Luxury Perks:Chase Sapphire Reserve®Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (11)Excellent Credit:TD First Class Visa Signature® Credit CardTD First Class Visa Signature® Credit CardLearn MoreLearn More
  • Is $50,000 a High Credit Card Limit? (12)Airline Rewards:United Quest℠ CardUnited Quest℠ CardLearn MoreLearn Moreon issuer's website
  • Is $50,000 a High Credit Card Limit? (13)Hotel Rewards:The World of Hyatt Credit CardThe World of Hyatt Credit CardLearn MoreLearn More
  • Is $50,000 a High Credit Card Limit? (14)Business:Ink Business Premier® Credit CardInk Business Premier® Credit CardLearn MoreLearn Moreon issuer's website

You can learn more about the best high-limit credit cards on WalletHub. In addition, remember that even if you start off with a credit limit below $50,000 , that’s not necessarily the limit you’ll have forever. After six consecutive months of on-time payments, you might qualify for a credit limit increase.

Is $50,000 a High Credit Card Limit? (15)

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People also ask

What are the best credit cards with $50,000 credit limits?

There are no credit cards with a $50,000 credit limit guaranteed. However, it is possible to get a credit card with a $50,000 credit limit if you have excellent credit, a very high amount in income and assets, and little debt (if any).

While there are no credit cards with a $50,000 minimum credit limit, there are some options with minimum limits of $5,000 or $10,000 that many people claim to have gotten $50K+...

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What is the highest credit card limit you can get?

The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.

In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at...

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How do you get approved for a high limit credit card?

To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.

How to Get Approved for a High Limit Credit Card

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Important Disclosures

* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Citi Double Cash® Card, The World of Hyatt Credit Card, and TD First Class Visa Signature® Credit Card

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

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Important Disclosures

* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Citi Double Cash® Card, The World of Hyatt Credit Card, and TD First Class Visa Signature® Credit Card

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

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Is $50,000 a High Credit Card Limit? (2024)
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