Cashier’s Check Without a Bank Account (2024)

FAQs

Cashier’s Check Without a Bank Account? ›

You don't necessarily need to be a bank customer to get a cashier's check — some banks allow non-account holders to purchase a cashier's check in person with cash. Most banks and credit unions allow their customers to request a cashier's check.

Some, but not all, banks will issue a cashier's check to a non-customer for a fee. You will have to phone around to see whether a financial institution will be willing to help you. If you are battling to get a cashier's check without a bank account, see whether you can pay by money order instead.

You can cash a cashier's check at banks and credit unions. If you're not a customer of the financial institution, you'll likely have to pay a fee. Other requirements may be in play, too. For example, U.S. Bank requires you to provide your Social Security number to cash any check of more than $500.

Money orders are available at places like banks, convenience stores and post offices. Cashier's checks are generally only available at banks and credit unions, and they might only issue cashier's checks to their own customers. Cashier's checks may have higher fees than money orders.

You'll need a Wells Fargo account with sufficient funds to cover the amount of the Wells Fargo cashier's check and any associated fees. You'll also need to provide the full name of the check's recipient, their address if you want to request delivery, and the exact amount you wish the cashier's check to be good for.

Yes, you can typically get a cashiers check at Walmart. However, availability may vary depending on the specific store location. It is recommended to contact your local Walmart store to confirm if they offer cashiers check services and inquire about any requirements or fees associated with obtaining one.

There are a number of different checks that we can cash for you at checkout lines. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursem*nt checks.

Here's how long it generally takes for a check to clear: Usually within two business days for personal checks but up to seven for some accounts. Usually one business day for government and cashier's checks and checks from the same bank that holds your account.

Cashier's checks can typically be cashed by anyone who is named as the payee on the check. However, some banks may have specific policies in place that require the payee to have an account with the institution in order to cash the check.

Although the policy may change from bank to bank, generally there's no upper limit for a cashier's check. The payee typically has quicker access to a larger amount of the funds with a cashier's check.

What is the easiest way to get a cashier's check? ›

You can purchase cashier's checks at bank or credit union branch offices. Some financial institutions also make them available on their websites or by telephone. A bank might issue cashier's checks to non-customers, but most probably will only issue them to customers.

The U.S. Postal Service charges from $2.10 to $3, depending on the amount. Banks often charge around $5. Cashier's checks in any amount will set you back around $10. Some banks and credit unions waive fees on cashier's checks and money orders for customers with certain accounts.

Finally, money orders are sold at post offices, stores and check-cashing companies in addition to financial institutions, and you can buy one even if you don't have a bank account. Cashier's checks are only available at banks and credit unions, and you typically have to be a customer to purchase one.

Yes, to get a cashier's check from Chase, you'll first need to have an account. Though you may be able to find some banks that will allow you to essentially “buy” a cashier's check, they're not common. Chase requires an account with sufficient funds to cover the amount of the cashier's check.

Not all banks issue cashier's checks to people who don't have accounts with them, but many banks do, typically for an extra fee. Money orders can be bought at a variety of places. Banks and credit unions issue them, as do many grocery stores, convenience stores, check-cashing outlets and the U.S. Postal Service.

Cashier's Checks

Order a cashier's check online for checks valued up to $2,000, or in-person for larger amounts at any Wells Fargo banking location.

You don't necessarily need to be a bank customer to get a cashier's check — some banks allow non-account holders to purchase a cashier's check in person with cash. Most banks and credit unions allow their customers to request a cashier's check.

Not all banks issue cashier's checks to people who don't have accounts with them, but many banks do, typically for an extra fee. Money orders can be bought at a variety of places. Banks and credit unions issue them, as do many grocery stores, convenience stores, check-cashing outlets and the U.S. Postal Service.

You must pay the exact amount for the cashier's check up-front with cash, a debit card or a check. You cannot purchase official checks like cashier's checks with a credit card.