FAQs
No. Paying taxes on property does not constitute ownership.
How does a tax deed work in Alabama? ›
If the state has held a tax sale certificate less than three years, the purchaser will be issued an assignment of the certificate. If the state has held the tax sale certificate over three years, a tax deed will be issued to the purchaser.
Does a tax deed wipe out a mortgage in Alabama? ›
Although a tax deed sale is a non-judicial method of selling a property to settle delinquent taxes, under certain conditions, a mortgage can be extinguished. This means that any lien on the property held by the lender is erased, leaving the buyer of the tax sale with clear title.
How long do you have to redeem a tax deed in Alabama? ›
You may redeem your property within 3 years of sale by paying all taxes, interest, fees, and penalties at the rate of 12% per annum. Yes. You may redeem your property within 3 years of sale by paying all taxes, interest, fees, and penalties at the rate of 12% per annum.
How to buy tax lien properties in Alabama? ›
Go to govease.com to reigster and get approved. Anyone wishing to purchase a tax lien property once approved, must go online and bid interest percents. The lowest bid interest wins. Payment IN FULL is required.
How do I file for adverse possession in Alabama? ›
To file an adverse possession claim, settlers must be able to prove hostile, continuous, active, open and notorious, and exclusive possession of the property.
Is Alabama a tax lien or tax deed? ›
Code § 40-1-3). Again, if you don't pay your property taxes in Alabama, the delinquent amount becomes a lien on your home. Once a tax lien is on your home, the taxing authority may hold a tax lien sale.
How do I redeem my property in Alabama? ›
Redeeming Property
Owner must fill out an Application and Redemption Affidavit. The application must be obtained from the Probate Judge's office. Fillable Redemption Affidavit. The redemption affidavit must be signed by both the redemptioner and purchaser/transferee.
How do I deed property in Alabama? ›
The type of deed depends on the situation and the title of the property. All deeds filed in Alabama must be met with the Grantor(s) signing in front of a notary public or one (1) witness along with the Real Estate Sales Validation (Form RT-1) to be completed when filing with the Probate County Judge's Office.
What age do you stop paying property taxes in Alabama? ›
If you are over 65 years of age, or permanent and totally disabled (regardless of age), or blind (regardless of age), you are exempt from the state portion of property tax. County taxes may still be due. Please contact your local taxing official to claim your homestead exemption.
A quiet title lawsuit allows you to bring your case to court and have the judge decide who owns the land. The judge's decision will “quiet” the title to the land and resolve disputes between the parties. How a Quiet Title Can Protect You from Adverse Possession.
What happens if you don't pay property taxes in Alabama? ›
In Alabama, property taxes are due October 1st and are delinquent if not paid by December 31st. If you don't pay your taxes by the end of the year, your property could be subject to late penalties or a tax sale which occurs every spring.
What is the redemption law in Alabama? ›
Alabama law gives homeowners a 180-day redemption period after the foreclosure sale for homestead properties—if proper notice about the right to redeem was given. (Ala. Code § 6-5-248(b).)
How does a property tax sale work in Alabama? ›
The probate court must sell the property at the tax sale for at least the amount of the tax lien (i.e., the amount of Taxes owed plus late fees and any other fees due). If there is no bidder, the State of Alabama buys the land at the amount of the tax lien.
What is the one year right of redemption in Alabama? ›
Alabama's statutory right of redemption, contained in the Code of Alabama §§ 6-5-247 to 6-5-257, is generally available for 180 days after the foreclosure sale for residential properties that qualify as a homestead, and for one year for non-homestead residential properties and commercial properties.
Does Alabama have adverse possession law? ›
Adverse Possession Laws in General
In Alabama, an individual must occupy property for at least 20 years before the possibility of ownership.
What is the survivorship law in Alabama? ›
In Alabama, survivorship deeds are sometimes used for ownership among multiple property owners. Following the death of one of the owners, a survivorship deed passes ownership on to the surviving owner automatically, by operation of law, without the need for probate.
What is the heir property law in Alabama? ›
If you pass away without a last will and testament and did not own your home with your spouse as joint tenants with right of survivorship, your children and your spouse inherit the property and co-own it together as tenants-in-common (aka heirs property).