Collections
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11 Sprint
Updated:
February 21, 2023
.svg "#1 Way To Remove 11 Sprint From My Credit? (2023) (1)")
11 Sprint is a debt collection company
You may not have to pay your debt (paying it may hurt your score)
Call now to find out if you can remove 11 Sprint from your report - without paying your debt (potentially)
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Who Does 11 Sprint Collect For?
11 Sprint is a debt collector reporting a collection account on your credit report.
In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company.
They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account now appears on your credit report. This hurts your score (and chances) to get approved for a loan or other important financial event.
Getting this account removed may be possible.
Does 11 Sprint Hurt My Credit Score?
Any derogratory mark under it's statute of limitations may severely impact your credit score. A collections account is no different.
How Do I Remove 11 Sprint From My Credit Report?
Removing 11 Sprint from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. We specialize in going after these types of accounts for our clients.
Need Help With 11 Sprint?
Speak with one of our friendly Credit Specialists to find out how we can help you.
Call (844) 656-0790Tap to callTrustpilot
Is 11 Sprint A Debt Collection Agency?
11 Sprint is a debt collection agency. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off").
Should I Pay For Delete With 11 Sprint?
Paying off 11 Sprint to have credit bureaus delete it from your report seems ideal. There's one problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. The result? Your collections still appears on your report for 7 years (from the date of first delinquency). This means your credit is still affected.
Should I Negotiate A Settlement With 11 Sprint?
Settling your debt with 11 Sprint may help your score, but it may also hurt your score. The answer depends on many variables. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is 11 Sprint Legit, Fake Or A Scam?
11 Sprint is a legitimate company. They are not a fake company, or a scam. But, they may spam call and harass you.
Why Does 11 Sprint Keep Calling Me?
11 Sprint continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed.
Will 11 Sprint Try Suing Or Garnishing My Wages?
It's very unlikely that 11 Sprint decides to sue. In rare cases it may happen, but it is not the norm. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed.
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Call (844) 656-0790Tap to callDoes 11 Sprint Accept A Goodwill Letter To Remove My Collection/Charge-Off?
11 Sprint does not accept goodwill letters to remove collection accounts or chargeoffs in our experience, and this is typical. Most collection agencies do not.
Who Does 11 Sprint Collect For?
11 Sprint collects for a variety of lending companies (called creditors). These are constantly changing, and typically collection agencies, including 11 Sprint, do not share publicly who they buy from.
What Are My Rights When Dealing With 11 Sprint?
You have the right to dispute any debt of yours that 11 Sprint is trying to collect. 11 Sprint is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to you if you know how to use it.
What Is 11 Sprint Phone Number?
You likely want to call Credit Glory, first. The reason? Simple. You may not want to pay 11 Sprint debt, especially if it's potentially inaccurate. Paying it off could hurt your score.
Where Can I Find 11 Sprint Login?
Logging it to 11 Sprint may be a good idea.
However, we strongly recommend giving a Credit Repair company (like us), a call first. We'll review why 11 Sprint is on your report and see how we might be able to dispute (and potentially remove) them.
Need Help With 11 Sprint?
Speak with one of our friendly Credit Specialists to find out how we can help you.
Call (844) 656-0790Tap to callTrustpilot
Remove 11 Sprint From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to help you remove credit errors, give us a call.
I'm an expert in credit reporting and debt collection practices, and I can provide valuable insights into the information presented in the article. My expertise is backed by an in-depth understanding of the credit industry, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Let's delve into the key concepts discussed in the article about 11 Sprint:
1. Overview of 11 Sprint:
- 11 Sprint is identified as a debt collection company that reports collection accounts on credit reports.
2. Debt Acquisition and Ownership:
- 11 Sprint may have acquired the debt from original creditors at a fraction of the original cost, potentially 1/10th of the amount.
- They may own the debt or collect on behalf of another company.
3. Credit Score Impact:
- A collections account from 11 Sprint can significantly impact your credit score, affecting your ability to secure loans or engage in important financial transactions.
4. Removing 11 Sprint From Credit Report:
- Removal may be possible if the information on the account is incorrect, error-ridden, or fraudulent.
- The article suggests that credit reports often contain mistakes, quoting a study by the U.S. PIRGs.
5. Paying Debt and Credit Report Status:
- Paying off the debt may change the credit report status from 'unpaid' to 'paid,' but the collections record may still appear for seven years from the date of first delinquency.
6. Settlement and Credit Score Impact:
- Settling the debt with 11 Sprint might have varying effects on your credit score, depending on several factors.
7. Legitimacy of 11 Sprint:
- 11 Sprint is acknowledged as a legitimate company, although it may engage in spam calls and harassment.
8. Legal Actions by 11 Sprint:
- The likelihood of 11 Sprint suing or garnishing wages is deemed very unlikely, with legal limits and exemptions in place.
9. Goodwill Letters and 11 Sprint:
- 11 Sprint does not typically accept goodwill letters to remove collection accounts or charge-offs.
10. Debt Collection Rights:
- Consumers have the right to dispute any debt being collected by 11 Sprint, protected under the FDCPA and FCRA.11. Contacting 11 Sprint:
- The article recommends contacting a credit repair company before paying off 11 Sprint, emphasizing the potential impact on credit scores.12. Credit Repair Assistance:
- The article suggests seeking help from credit repair professionals, like the mentioned company, to identify and dispute credit errors.In conclusion, navigating debt collection, credit reporting, and potential credit score impacts involves a nuanced understanding of the industry's laws and practices. Always exercise your rights and consider seeking professional assistance for a smoother resolution.
